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Estate Planning   Articles     Assets       Estate planning and 529 plans       Transferring your family business     Beneficiary designations       Choosing a beneficiary for your IRA or 401(k)     Charitable giving       Life insurance and charitable giving     Estate planning basics       Estate planning--an introduction       Facing the possibility of incapacity       Trust basics     Life insurance       Life insurance: do you need it?     Medicaid planning       Medicaid planning basics     Probate       Understanding probate   Decision Tools     Business planning       Choosing a business entity     Charitable giving       How a charitable lead trust works       How a charitable remainder trust works       The best property to give to charity     Estate planning basics       529 Plan Federal estate tax calculator - (Consumer Version)       Common incapacity documents       Federal transfer tax exemption amounts under the Tax Act of 2001       Steps to estate planning success     Life insurance       Life insurance needs analyzer     Probate       The probate process: 3 to 9 months after death       The probate process: 9 to 12 months after death       The probate process: initial tasks       Types of post-mortem elections     Trusts       Advantages of trusts   FAQs     Estate and gift tax       How will estate taxes be paid if I leave no provision in my will?       I just made a gift. Do I have to file a gift tax return?       What is a family limited partnership, and will it help reduce estate taxes?       Will the value of my 529 account be included in my estate or my beneficiary's estate?     Estate planning basics       How often do I need to review my estate plan?       What makes up my taxable estate?     Life insurance and estate planning       Are life insurance proceeds income taxable?       What is a life insurance trust and why should I consider establishing one?     Planning for incapacity       What is an advanced directive for health care, and will it help me avoid court involvement during incapacity?       What is the difference between a power of attorney and a durable power of attorney?     Probate       Does property owned jointly avoid probate?       What is probate and why do I want to avoid it?     Trusts       Can an UGMA/UTMA account reduce my child's financial aid for college?       Should I establish a trust for my child's college education fund?       What is a living trust?     Wills       Can I disinherit relatives I don't like?       Do I have to accept a bequest I don't want?       Do I need an attorney to prepare my will?       I want my son to have my valuable collection of baseball cards when I die. How do I make sure he gets it?       What is the difference between a living will and a living trust?       What will happen if I die without a will?       Who should I name as guardian of my children in case my spouse and I should die at the same time?       Who should I name as trustee?   Retirement Planning   Articles     Health care issues       Buying supplemental health insurance--Medigap       Health insurance in retirement       Medicare       Should you buy long-term care insurance?       Understanding long-term care insurance     Housing issues       Housing options for older individuals     Saving for retirement       Annuities and retirement planning       Borrowing or withdrawing money from your 401(k) plan       Deciding what to do with your 401(k) plan when you change jobs       Estimating your retirement income needs       Retirement planning--the basics       Saving for retirement and a child's education at the same time       Understanding IRAs     Social Security       Social Security retirement benefits       Understanding Social Security   Decision Tools     401(k) plans       Individual 401(k) Illustration     Health care issues       Medicare, Medigap, and Medicaid     IRAs       Comparison of traditional IRAs and Roth IRAs       Roth IRA future value calculator       Traditional IRA future value calculator       Traditional IRA required minimum distribution illustrator     Retirement planning basics       Building an investment portfolio       Growth of annual deposits calculator       How taxation can affect your retirement funds       Investing for retirement       Investor Profile and Asset Allocation Calculator       Net worth calculator       Personal cash flow worksheet       Saving for your retirement     Social Security       How earnings affect Social Security       Social Security figures at-a-glance       Sources of retirement income: filling the Social Security gap   FAQs     Employer-sponsored retirement plans       Does the federal government insure pension benefits?       How can I plan for retirement if my employer doesn't offer retirement benefits?       I teach at a school that has a 403(b) plan. Is this type of plan a good way to save for retirement?       My company has a profit-sharing plan. How do these plans work?       Should I contribute to my 401(k) plan at work?       Should I use my 401(k) to fund my child's college education?       What are my options if I inherit an IRA or employer-sponsored plan?     Evaluating an early retirement offer       Should I accept my employer's early retirement offer?     Health care issues       How can I pay for nursing home care?       How can I tell if a nursing home provides high-quality care?       Should I buy long-term care insurance?       What is long-term care insurance?     Housing issues       I'm having a hard time selling my home. Should I take out a reverse mortgage?       I'm retired now and own my home outright, but I need money to live on. How can I use my home to raise some money without selling it?       My husband just died. Should I accept my daughter's offer to move in with her?     IRAs       Can I avoid the 10 percent penalty tax for early withdrawals from a traditional IRA?       Can I contribute to a Roth IRA?       Can I set up a traditional IRA?       I need money--can I take funds from my IRA?       Should I withdraw money from my IRA to pay for my child's college tuition?       What are my options if I inherit an IRA or employer-sponsored plan?       What are the rules for IRA contributions?     Saving for retirement       How aggressive should I be when I invest for retirement?       How can we possibly save for retirement and our child's college education at the same time?       How much money should I save for retirement?       What are catch-up contributions?       What should I do if I determine that my income during retirement won't be enough to meet my retirement expenses?     Social Security       Are my Social Security benefits subject to income tax?       How can I get an estimate of my Social Security benefits?       I'm getting remarried. How will this affect my Social Security benefits?       Should I retire now at age 62 and collect Social Security benefits, or should I wait until age 65?       When I retire, how much will I receive from Social Security?   Tax Planning   Articles     General tax planning       Am I having enough withheld?       Help! I can't pay my tax bill       Surviving an audit       Tax benefits of home ownership       Year-end tax planning   FAQs     Taxes and home ownership       Can I deduct the cost of improvements or repairs I've made to my home?