Tools to help keep you on track for a secure future.

Here's a library of financial calculators to help you start planning your financial future—from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing.

Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features our calculators employ to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point on the road to a secure future.

Choose from our extensive list of calculators below which include Tax & Payroll, Business Planning, Personal Finance, College Saving, Retirement, Estate Planning, Home Mortgage, Car Loan, & Loans to best meet your personal financial criteria.

Simply click on the image above the desired calculator to get started!

 Educational Expenses: 

   

College Savings:

Use this calculator to help develop or fine-tune your education savings plan.

      

Student Budget:

Use this calculator to help analyze your budget as a full-time student. 

Personal Finance Tools:

       

Social Security:

Use this calculator to retrieve your benefit estimates.

  

        

Years to Become a Millionaire:

Find out how long it will take for your savings to become $1 million.

             

Flexible Spending:

Use this calculator to see how a Flexible Spending account will affect your net pay.

            

Loan Amortization:

Calculate a monthly payment based on a loan amount or calculate a loan amount based on a monthly payment.

          

Time To Payoff Credit Card:

Determine how long it will take to pay off a credit card at your current monthly payment. 

          

Investment Needed to Achieve Goal:

View the monthly investment needed to reach your investment goal.

            

Hourly Paycheck Calculator:

Compute gross and net pay for your paycheck and view your withholdings.

            

Salaried Paycheck Calculator:

Compute gross or net pay for your paycheck and view your withholdings.

  

  Home Mortgage Tools:

        

 Monthly to Bi-Weekly Loan Conversion:

 View the reduction in time to pay off the mortgage and the reduction in interest expense. 

Loan:

 See how a prepayment schedule would affect your loan.

           

 Mortgage Calculator:

After inputting your information, view the total interest and toatal payment of your home loan. 

      

Qualify for Home Purchase:

Use this calculator to determine whether or not you qualify for a conventional mortgage. 

      

Mortgage Refinance Break even Calculator:

Determine the point at which you will break even if you refinance your mortgage.

 

         

Pay Points on Mortgage:

 View the best option and view payment schedules for points and no points.

Automobile Purchases and Leasing Tools:

 

      

Auto Loan Payment Calculator:

Choose whether you want to calculate a monthly loan payment based on a total auto price or calculate a total auto price based on a monthly loan payment.

          

Buying vs. Leasing:

Determine if you will save moremoney by buying or leasing your next vehicle. 

 

Retirement Tools:

 

     

Retirement Income Planner:

Calculate your total investment at retirement, the age at which your retirement savings will be depleted.

         

Minimum IRA Distribution:

Use this calculator to determine your minimum required IRA distribution.

      

Regular IRA vs Roth IRA-Annual Contribution: 

 Determine if a regular IRA or a Roth IRA will enable you to save money for retirement.

                  

IRA Distribution Before Age 59 1/2:

Calculate the annual withdrawal allowed for each method. 

 Business Tools :

                               

 Business Ratio Calculator:

This calculator divides your current liabilities by your current assets.